Image description


At XIN Wealth, our total commitment is to help you to achieve financial freedom. This has always underpinned everything we do.

We've expanded our services to provide even more support for your financial future, and our trusted financial consultants are with you all the way, creating and protecting your wealth.


We redefine financial freedom with our highly successful "BIG" system. We design personalised plans that help to accelerate wealth creation and enhance wealth protection.

Our unparalleled expertise in taxation, superannuation, investment and insurance give you all the building blocks for financial success.

B for Budget

The first step to your financial freedom is to understand how you spend money – and we can certainly help you do that. Our mobile technology enables us to support you in cultivating good habits for effective money-saving and spending.

I for Invest

See your investment ideas come to life with our professional investment designs. From shares to bonds, from gold to silver, we can design your own customised investment strategy and provide you with ongoing support.

G for Guard

Protecting your hard work and financial gain is an integral part of your wealth success. We identify your financial risks and protect you with personalised insurance plans.

Our services

Insurance Protection

When you need tailored insurance for your family or business – whether it's life, disability, trauma, or income protection insurance – we'll help you choose from the best insurance companies with the most suitable cover, and lifetime care from application to claim.

Cashflow and Budgeting

We hold your hand through the first and most important step towards financial freedom. Our latest technology helps you form money-saving habits and build your budget to suit your lifestyle.

Wealth Creation

Our unique investment process enables us to understand what you want and how to deliver it. Every client is different, so we take the time to customise each investment portfolio. Additionally, our technology provides an ongoing review of your investments, making sure that they're always on track.

Tax Planning

We believe tax optimisation is crucial to your financial health. It needs to be considered and reconsidered before each financial decision. Our expertise in accounting and taxation enables you to always be one step ahead of your income.

Retirement Planning

Retirement is all about fulfillment. We prepare you mentally and financially before the big change to your lifestyle. You can focus on planning your exciting post-retirement life, leaving us to do the hard work of managing your wealth.

Estate Planning

A well-planned life usually affects several generations. We're here to advise you on the most suitable solution for transferring your wealth to the next generations, with tax effectiveness and greater certainty.

Our process

Your World Discovery

We want to know exactly who you are, and your dreams and aspirations, and how these can be linked to invest and protect your money.

Strategies Design

We design strategies around your financial goals and source the best solutions using our "Budget, Invest, and Guard" approach.

Presenting Your Plan

We want to show you the beautiful design of your financial plan. It will never be more exciting.

Make It Happen

We make sure your focus is on building good money habits.

Let The Journey Start

Our ongoing care program means you can confidently journey to financial freedom in comfort and ease.

Your financial freedom is our priority

Our team

Frank Lin

Certified Financial Planner®
Member of the Financial Planning Association (FPA).
Specialising in Tax Planning, Investment, Superannuation and SMSF.

Simson Jingga

Senior Financial Planner
Member of the Financial Planning Association (FPA).
Specialising in Insurance, Estate Planning, Investments and Superannuation

XIN Mortgage secures the ideal loan tailored to your preferences while providing you with lifetime customer service aided by our latest technology, all while rewarding you with a share of our trail commission.

We make your home loan rewarding.

XIN Wealth is committed to helping you achieve financial freedom, designing personalised plans that help accelerate your wealth creation and wealth protection. And we’re with you all the way.

Your financial freedom is our priority.

Contact us

Suite 1201, 83 Mount Street
North Sydney NSW 2060 , Australia
Phone: 1800 896 817
Fax: 02 8904 0437
GUANG (Frank) Lin and TNT Wealth Management Pty Ltd (ABN 15631073204) are Authorised Representatives of Synchron for financial planning services AFS Licence 243313. The information contained on this website is general in nature and is not personal financial product advice. It does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where necessary, seek professional advice from a financial adviser.